Mukhyamantri Yuva Udyami Vikas Yojana (CM-YUVA)

The Mukhyamantri Yuva Udyami Vikas Yojana (CM-YUVA) is a flagship scheme by the Uttar Pradesh government aimed at promoting entrepreneurship among youth by providing interest-free loans of up to ₹5 lakh to start micro-enterprises. Below is a detailed step-by-step guide for the online registration process, based on available information from official sources.

Eligibility Criteria

Before applying, ensure you meet the following requirements:

1. Residency: Must be a permanent resident of Uttar Pradesh.
2. Age: Between 21 and 40 years.
3. Education: Minimum 8th pass (preference for Intermediate or equivalent).
4. Training/Skills: Applicants should have completed training under government schemes (e.g., Vishwakarma Shram Samman Yojana, One District One Product Training, UP Skill Development Mission) or possess a skill-related certificate/diploma/degree from a recognized institution.
5. No Prior Benefits: Should not have availed interest or capital subsidies from other Central/State government schemes (except PM Svanidhi). A notarized affidavit may be required to confirm this.
6. Udyam Registration: Mandatory for loan processing.
7. Non-Defaulter: Should not be a defaulter with any financial institution.

Online Registration Process

Follow these steps to apply for the CM Yuva Udyami Yojana through the official portal:

Step 1: Visit the Official Website

• Go to the official portal: msmeup.iid.org.in (alternatively, check cmyuva.iid.org.in for the MYUVA scheme).
• Ensure you’re on the authentic government website to avoid scams.

Step 2: Access the Registration Page

• On the homepage, locate the “Mukhyamantri Yuva Udyami Vikas Yojana” or “Apply Now” link.
• If you’re a new user, click on the “Register” or “Sign-Up” option.

Step 3: Create an Account

• Enter the required details:
• Name
• Mobile Number
• Password
• Captcha Code
• Click “Get OTP” to receive a one-time password on your registered mobile number.
• Enter the OTP and click “Submit” to complete the registration.
• You’ll now have an account on the portal.

Step 4: Log In to the Portal

• Return to the homepage and log in using your registered Mobile Number and Password.
• Complete any additional profile details if prompted (e.g., address, date of birth).

Step 5: Fill the Application Form

• Navigate to the CM Yuva Udyami Yojana application section.
• Select the relevant department (e.g., MSME or Industries) and fill out the application form with details such as:
• Personal information (name, address, Aadhaar number, etc.).
• Educational qualifications.
• Business/project details (type of enterprise, estimated cost, etc.).
• Bank account details for loan disbursement.
• Ensure all information is accurate, as discrepancies may lead to rejection.

Step 6: Upload Required Documents

• Upload scanned copies of the following documents (in PDF/JPEG format, as specified):
• Aadhaar Card
• PAN Card
• Bank Passbook (first page with account details)
• Educational Certificates (8th pass or higher)
• Training/Skill Certificate (from recognized programs or institutions)
• Residence Proof (e.g., domicile certificate)
• Income Certificate
• Caste Certificate (if applicable)
• Notarized Affidavit (confirming no prior benefits from other schemes)
• Udyam Registration Certificate
• Project Report (brief outline of the proposed business)
• Verify the uploaded documents before submission.

Step 7: Submit the Application

• Review the filled form and uploaded documents carefully.
• Click “Submit” to send your application for scrutiny.
• Note down the Application ID or take a screenshot of the confirmation page for future reference.

Step 8: Application Scrutiny and Loan Processing

• After submission, the application is reviewed by the concerned authorities (e.g., District Industries Centre or banks).
• If approved, the application is forwarded to a bank (e.g., Canara Bank, Bank of Baroda) for loan sanction.
• The bank may contact you for additional verification or a project discussion.
• Once sanctioned, the interest-free loan (up to ₹5 lakh) is disbursed to your bank account.

Key Features of the Scheme

• Loan Amount: Up to ₹5 lakh (Phase 1: ₹4.5 lakh; Phase 2: up to ₹7.5 lakh, depending on project expansion).
• Interest-Free: No interest for 4 years.
• Margin Money Subsidy: 10% of the project cost as a subsidy.
• CGTMSE Coverage: The state government covers the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) fees.
• Target: To support 1 lakh youth annually, aiming for 10 lakh micro-units in 10 years.
• Restricted Sectors: Businesses related to tobacco, alcohol, plastic bags (<40 microns), firecrackers, or other banned products are ineligible.

Important Tips

• Check Eligibility Thoroughly: Ensure you meet all criteria to avoid rejection.
• Prepare Documents in Advance: Keep scanned copies ready to streamline the process.
• Project Report: Draft a clear, feasible business plan to strengthen your application.
• Monitor Application Status: Log in to the portal periodically to check updates on your application.
• Contact Support: For issues, reach out via the portal’s helpline or visit the nearest District Industries Centre.

Official Sources

• Website: yuvasathi.in, msmeup.iid.org.in, or cmyuva.iid.org.in
• Department: Directorate of Industries and Enterprise Promotion, Government of Uttar Pradesh
• Helpline: Check the portal for contact details or visit the nearest Jan Seva Kendra for assistance.

Note

The process outlined is based on information from official and reliable sources like yuvasathi.in, jagran.com, and bank websites, accessed as of April 16, 2025. If the portal interface changes or additional requirements are introduced, refer to the official website for the latest guidelines. For precise details on loan terms, consult the bank or MSME department.

If you need assistance with drafting a project report or navigating the portal, let me know! MYUVA MYUVA