5+ Best Credit Card for Online Shopping in Canada

Discover the best credit card for online shopping in Canada. Compare top picks for cashback, no fees, and travel rewards to maximize your online spending benefits.

Online shopping has become a staple in daily life, and finding the right credit card can help you save money, earn rewards, and enjoy added benefits. This guide highlights the best credit card for online shopping in Canada based on various criteria, including cashback, travel rewards, and low fees. Whether you’re a frequent online shopper or occasionally shop online, there’s a card tailored to your needs.

Top Picks for Best Credit Card for Online Shopping in Canada

1. SimplyCash Preferred Card from American Express
   • Rewards: 2% cashback on all purchases, including online shopping.
   • Annual Fee: $120.
   • Why It’s Great: High cashback rate with additional rewards on groceries and gas purchases.
2. Rogers Red World Elite Mastercard
   • Rewards: 1.5% cashback on online purchases and 3% on purchases made in USD.
   • Annual Fee: None.
   • Why It’s Great: No annual fee and a great choice for those who shop on U.S. sites.
3. Amazon.ca Rewards Mastercard
   • Rewards: 2.5% cashback on Amazon.ca and Whole Foods Market purchases with a Prime membership.
   • Annual Fee: None (requires Amazon Prime subscription for full benefits).
   • Why It’s Great: Ideal for avid Amazon shoppers.
4. MBNA Rewards World Elite Mastercard
   • Rewards: 5 points per $1 on eligible purchases (e.g., groceries and digital media) and 1 point on other purchases.
   • Annual Fee: $120.
   • Why It’s Great: Generous points system for online purchases, redeemable for travel, gift cards, and more.
5. Home Trust Preferred Visa
   • Rewards: 1% cashback with no foreign transaction fees.
   • Annual Fee: None.
   • Why It’s Great: Perfect for international online shopping due to zero foreign exchange fees.

Features to Look for in the best credit card for online shopping in Canada

• High Cashback/Rewards: Choose cards that offer cashback or reward points specifically for online purchases.
• No Foreign Transaction Fees: Essential for cross-border shopping.
• Low Annual Fees: Opt for cards with minimal fees for maximum savings.
• Flexible Redemption Options: Look for rewards that can be redeemed for travel, cash, or gift cards.

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FAQs

1. What is the best cashback credit card for online shopping in Canada?
   • The SimplyCash Preferred Card from American Express offers a flat 2% cashback on all purchases, making it a great all-around option.
2. Which credit card is best for shopping on Amazon in Canada?
   • The Amazon.ca Rewards Mastercard is tailored for Amazon and Whole Foods shoppers with 2.5% cashback.
3. Are there any credit cards with no foreign transaction fees?
   • Yes, the Home Trust Preferred Visa offers 0% foreign transaction fees, ideal for international online purchases.

Image Prompts for Article

1. “A sleek image showing popular Canadian credit cards spread on a desk with online shopping icons like carts, discounts, and packages.”
2. “A vibrant depiction of a laptop with an e-commerce site open and credit cards in the foreground labeled as ‘Top Cards for Online Shopping.’”